Consultant Solicitor: UK and Ireland
Head of Unsecured Borrowing
Jose Carvalho is Head of Unsecured Borrowing at Barclays Bank, responsible for the Barclaycard Consumer Issuing business and the Personal Loans portfolio, meeting the needs of c.10million bank customers, and managing the largest UK Cards portfolio.
He has over 20 years experience in financial services, operating in large global consumer businesses in the UK, Europe, Asia Pacific, Latin America, Middle East and Africa.
Prior to joining Barclays, Jose was Executive Vice President and Managing Director, Global Commercial Payments for American Express International where he was managing the Commercial Payments organisation in all markets outside the USA.